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The Reserve Bank of India (RBI) has established a robust Cyber Security Framework for Banks, outlining critical areas that financial institutions must address to safeguard their operations. As a CERT-In Empanelled Security Auditor, Arridae Infosec is well-equipped to assist banks in meeting these stringent requirements.

With the increasing adoption of technology in banking, cyber threats are on the rise. Recognizing this, the RBI introduced its initial guidelines in 2011, underscoring the need for continuous enhancement of cybersecurity measures. The escalating frequency and sophistication of cyberattacks in the financial sector underscore the importance of resilient and adaptive defences. Ensuring robust cybersecurity is essential for maintaining the stability and integrity of the banking system amid evolving threats.

The RBI's Cybersecurity Framework outlines essential guidelines for modern financial organizations to safeguard themselves against the constantly evolving tactics of cyber attackers.

The Baseline Cybersecurity and Resilience Requirements include:

  • Need for a Board approved Cyber-security Policy
  • Cyber Security Policy to be distinct from the broader IT policy / IS Security Policy of a bank
  • Arrangement for continuous surveillance
  • IT architecture should be conducive to security
  • Comprehensively address network and database security
  • Comprehensively address network and database security
  • Ensuring Protection of customer information
  • Cyber Crisis Management Plan
  • Cyber security preparedness indicators
  • Cyber Crisis Management Plan
  • Sharing of information on cyber-security incidents with RBI
  • Supervisory Reporting framework
  • An immediate assessment of gaps in preparedness to be reported to RBI
  • Cyber-security awareness among stakeholders / Top Management / Board

OUR SERVICE

Our RBI Cyber Security Framework for Banks service focuses on helping organizations meet these regulatory standards through a structured, efficient, and thorough audit process.

Key Features of Our Service:

  1. Comprehensive Audit:
    • We perform an in-depth audit of your organization’s data storage, processing, and transmission mechanisms to ensure compliance with RBI Cyber Security Framework for Banks requirements.
    • Our team of experienced auditors reviews end-to-end data flow, ensuring that all customer data, transaction records, and other relevant information are stored locally as per the guidelines.
  2. Gap Analysis and Risk Assessment
    • We identify potential areas of non-compliance and security gaps in your data storage systems.
    • Our auditors evaluate the risks associated with the existing data management practices and provide actionable insights on mitigating risks and closing any gaps.
  3. Internal Controls Review
    • We assess the adequacy of internal controls and security protocols related to data access and management.
    • This includes reviewing encryption protocols, access controls, and user privileges to ensure compliance with data security best practices.
  4. Regulatory Compliance Documentation
    • Our service ensures that all necessary compliance documentation, is prepared and submitted to RBI as per the stipulated timelines.
    • We assist in filing reports, audit trails, and other necessary documentation, ensuring seamless interaction with regulators.
  5. Recommendations and Remediation Support
    • After identifying gaps or vulnerabilities, we provide detailed recommendations on how to enhance your systems to meet RBI compliance standards.
    • Our team can assist in implementing necessary changes and ensure continuous monitoring for future compliance.
  6. Follow-up Audits
    • In cases where corrective actions are needed, we conduct follow-up audits to ensure that all recommended measures are properly implemented.
    • We also help prepare your organization for future audits and compliance checks by the RBI